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The roots of education are bitter, but the fruit is sweet.– Aristotle
Do not be surprised free education still exists in the United States of America
The USA is known as a pure capitalist country, but few know about free tuition universities for international students
The importance of education is too numerous to discuss but let the quote from Aristotle be a reminder of the need for education; every farmer needs an edible fruit. This post aims to bring to the knowledge of those who may not know that despite the massive cost of graduate and undergraduate education in the USA, there are a few colleges and universities that offer 100& tuition fee policy: free education. For instance, some universities give reasons why there are no tuition and others do not.
Below are some of those that we can law our hands-on for now
Barea College is a predominantly black liberal arts college founded in in 1855, it was among the first interracial and coeducational colleges in the USA, and is in Berea Kentucky, USA.
Berea college’s students are almost from the state of Kentucky, the Appalachian region; however, there are many students from other countries. It offers 100% scholarship to its students, including international students. International students pay only 50 (US) entrance fee and upon securing admission will make a deposit of $2,200 (US) to secure and confirm their enrolment; this deposit will be paid back to the students to be used for their personal expenses. Berea College offers students jobs and assists students in securing student jobs within the Berea area as well.
It is a private research university founded in 1873 named after Cornelius Vanderbilt – a wealthy businessman – who financed the construction of the university. It is located in Nashville, Tennessee. It offers a substantial amount of funds for scholarships to international students; even has a Nigerian scholar as an academic staff.
The Aspen Network of Development Entrepreneurs (ANDE), a global network of organisations that support small and growing businesses in emerging markets, has, through a support from the Department for International Development (DFID), launched Ibadan and Port Harcourt entrepreneurial ecosystem snapshots.
The launch has increased the number of ANDE West Africa entrepreneurial ecosystem snapshots in Nigeria to four, which aims to identify organisations that actively support entrepreneurs and the kind of support they provide in specific cities.
“Ibadan and Port Harcourt are cities in Nigeria with great entrepreneurial potential and which are receiving increasing local and international attention,” said Joshua Adedeji, senior program coordinator, ANDE West Africa.
Also, during the launch, the online entrepreneurial ecosystem portal and printed copies of the snapshots by ANDE West Africa were made available and it featured the gaps, opportunities and recommendations for increased entrepreneurial development in the Ibadan and Port Harcourt.
“The investment landscape in the Port Harcourt ecosystem is gradually improving and gaining more attraction,” Friday Essienenkak, investment executive, GroFin Port Harcourt, said.
“As an investor in Port Harcourt, we have supported several small and growing businesses through their various sector associations,” Essienenkak said.
The report also shows that the top focus for entrepreneurial support is youth entrepreneurship and that stakeholders in Port Harcourt pay more attention to the information and communication sector while stakeholders in Ibadan are sector agnostic.
READ MORE (copyrights)
For more details contact The Aspen Network of Development Entrepreneurs (ANDE)
This is to introduce Onyx, a PH based rapper who grew up in Enugu. During a recent interview with PHCITYONLINE.COM, he informed us that he is a native of Ugbawka in Nkanu LGA in Enugu State, and attended St. Charles Iwanga International Secondary School in Okpoko, Onitsha, where his taste for an Igbo infused rap music was cultivated in him; which was tweaked in Enugu. According to Onyx, his music mentors include, but not limited to Immortal, Technique, Jcole, Erriga, Phyno etc.
His main motive remains to tell his own story and that of his socio-political environment; why his most popular song –Akpuolagi- has a little stint of politics in it; Onyx maintains that ‘Music is just an instrument for me’. This young and talented man is currently the sensation within the South East and South-South of Nigeria. He is using his talent and creative capabilities to pass on crucial message regarding the current events in that part of the world which in particular pertains to Imo State. 2018 started well for Onyx, the popular artist was not able to disclose any record label which he is associated with at the moment. We wish him all the best in his career.
Having a budget is very important if you want to properly plan your finance. However, when preparing the budget, there are some items or things that feature in it that you can do without. In line with this,
Here are some of the things in your budget you can do without. If you get rid of these items, you will be able to save more.
Cable television subscription
The homes you visit in Nigeria, you will find pay TV because it is now quite affordable. However, if you are cash strapped or you want to save some money, you should strike out pay TV subscriptions. In fact, you may discover that, except you own a generator, your subscription may run out without you enjoying it due to power shortage.
If you reside in Lagos, you are most likely to eat out because you don’t have too much time on your hands. You may also consider the time you spend in traffic. So, eating out is one of the attractive options. But do you know that when you frequent one of the best hotels in Lagos to eat you will soon be cash strapped? Hence, try as much as possible to cook sometimes.
You may not need to be a registered member of a gym if you planning to shed some weight. Not because you don’t have time, it is because there are other important things to do with cash. As an alternative, you may join your friends to jog every weekend.
You maybe interested also in “19 Secrets Your Millionaire Neighbor Won’t Tell You” Continue reading “6 Expenses That May Be Destroying Your Budget” »
That’s right. Although having a million bucks isn’t as impressive as it once was, it’s still nothing to sneeze at.
In fact, CNBC reports that in 2013 there were 13.2 million millionaires in the United States alone. That’s a lot of people, people. And the odds are one or two of them are living near you. Heck, one of them might even be your neighbor. In fact, the odds are very good that it is your neighbor. But, Len, you don’t know my neighbor. That guy doesn’t look anything like a millionaire. Well, guess what? Your suburban millionaire neighbor called (oh yeah, we go way back) and the two of us had a nice little chat. Here’s a few things he shared with me but apparently doesn’t want to tell you. (No offense, I’m sure.)
1. He always spends less than he earns. In fact his mantra is, over the long run, you’re better off if you strive to be anonymously rich rather than deceptively poor.
2. He knows that patience is a virtue. The odds are you won’t become a millionaire overnight. If you’re like him, your wealth will be accumulated gradually by diligently saving your money over multiple decades.
3. When you go to his modest three-bed two-bath house, you’re going to be drinking Folgers instead of Starbucks. And if you need a lift, well, you’re going to get a ride in his ten-year-old economy sedan. And if you think that makes him cheap, ask him if he cares. (He doesn’t.)
4. He pays off his credit cards in full every month. He’s smart enough to understand that if he can’t afford to pay cash for something, then he can’t afford it.
5. He realized early on that money does not buy happiness. If you’re looking for nirvana, you need to focus on attaining financial freedom.
6. He never forgets that financial freedom is a state of mind that comes from being debt free. Best of all, it can be attained regardless of your income level.
7. He knows that getting a second job not only increases the size of your bank account quicker but it also keeps you busy — and being busy makes it difficult to spend what you already have.
8. He understands that money is like a toddler; it is incapable of managing itself. After all, you can’t expect your money to grow and mature as it should without some form of credible money management.
9. He’s a big believer in paying yourself first. Paying yourself first is an essential tenet of personal finance and a great way to build your savings and instill financial discipline.
10. Although it’s possible to get rich if you spend your life making a living doing something you don’t enjoy, he wonders why you do. Life is too short.
11. He knows that failing to plan is the same as planning to fail. He also knows that the few millionaires that reached that milestone without a plan got there only because of dumb luck. It’s not enough to simply declare that you want to be financially free.
12. When it came time to set his savings goals, he wasn’t afraid to think big. Financial success demands that you have a vision that is significantly larger than you can currently deliver upon.
13. Over time, he found out that hard work can often help make up for a lot of financial mistakes — and you will make financial mistakes.
14. He realizes that stuff happens, that’s why you’re a fool if you don’t insure yourself against risk. Remember that the potential for bankruptcy is always just around the corner and can be triggered from multiple sources: the death of the family’s key bread winner, divorce, or disability that leads to a loss of work.
15. He understands that time is an ally of the young. He was fortunate enough to begin saving in his twenties so he could take maximum advantage of the power of compounding growth on his nest egg.
16. He knows that you can’t spend what you don’t see. You should use automatic paycheck deductions to build up your retirement and other savings accounts. As your salary increases you can painlessly increase the size of those deductions.
17. Even though he has a job that he loves, he doesn’t have to work anymore because everything he owns is paid for — and has been for years.
18. He’s not impressed that you drive an over-priced luxury car and live in a McMansion that’s two sizes too big for your family of four.
19. After six months of asking, he finally quit waiting for you to return his pruning shears. He broke down and bought himself a new pair last month. There’s no hard feelings though; he can afford it.
So that’s it. Now you know what your millionaire neighbor won’t tell you.
Oh, and, um, would you be so kind to keep this just between you and me? I’d hate to ruffle anyone’s feathers or cause of any kind of neighborly spat.
READ MORE originally published by Time.com Len Penzo (copyrights)
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